Home Affordability Calculator

Determine how much home you can afford based on your income, debts, and down payment.

See Personalized Options For You

These calculations are a great start. Let's talk about how to make your numbers work even better with the right loan program.

Secure, 2-minute form

•

No SSN required

•

No obligation

5-Star Rated by 100% of Past Clients

Your Financial Information

Annual Gross Income

Monthly Debt Payments

Down Payment

Interest Rate (%)

Loan Term (years)

Annual Property Tax Rate (%)

Annual Insurance Rate (%)

You Can Afford

Maximum Home Price

$354,909

Loan Amount$294,909

Down Payment$60,000

Est. Monthly Payment$1,867

Debt-to-Income Ratios

Front-End Ratio (Housing)28.0%

Recommended: ≤28%

Back-End Ratio (All Debts)35.5%

Recommended: ≤36%

These calculations use standard 28/36 qualifying ratios. Your actual qualification may vary based on credit score, loan type, and lender requirements.

Get Personalized Advice

Want expert guidance based on your specific situation? Share your details and I'll reach out with personalized recommendations.